Simple and Secure Payment Process
Short Term Loan
Very Low Rates on All Loans
Easy To Apply
Instant Approval in few minutes
We Offer Loans Business Loan Consultant | Home Loan | Loan for Business Startup | Govt Scheme loans Consultant | Easy Instant Loan At Low Rate Of Interest
Loan up to 50 Lakhs | 100% Digital Process | Quick Approval
PMEGP Scheme – e Mudra Yojana / MSME Loan / SME Loan Government Schemes Consultant
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Note: – Required Monthly Income More then Rs 15,000
Consult Now - For Application Process
What You Need to GET a Loan
Verify your details to check eligibility that is All you have to do to get an Business Loan
Age: The minimum age of the applicant must be of 18 years and maximum age of 65-70 years (at the end of loan tenure)
Choose the amount you want to borrow up to Rs 100,000 - Rs 10,00,000 lakh.
Eligibility Criteria for a Loan
Submit Details
Click on ‘Apply Now’ on our website and Fill in your basic details like Your Name, Mobile Number and Loan Requirement.
Upload Documents
Upload the documents required for a Loan i.e. Aadhar Card, PAN Card and A Photo
Get Approved
Await application verification and Receive confirmation on loan approval. We approve loan applications instantly
Transfer to Account
Approve and authorize Loan will be transfered your Account on the same day
Calculate Easy Loan EMI Here
Representative example:
Consider a Loan of ₹1,00,000 at an interest rate of 9% per annum for a tenure of 12 months.
Processing fee is 2% of the loan amount = ₹2,000 + GST = ₹2,360
Line setup fee of ₹499 + GST = ₹588 to be paid before starting the credit line.
Then, the total interest payable is ₹4,942
The total amount payable is ₹1,04,942
The EMI will be ₹8,745
→Now Get Loan With Aadhar card and PAN Card Only without Any Employment or Business ←
A feature-rich Loan with multiple benefits
Our digital finance solutions make it easy for independent contractors and salaried employees to set up a line of credit that they can draw from as needed. With the help of this line of credit, you can overcome a short-term cash flow issue and eventually be able to sustain yourself financially again.
✘. No collateral/security
You can obtain the money you require with an unsecured loan without providing any collateral at all. It facilitates hassle-free online borrowing and allows you to maintain complete control over your assets.
✘. Flexible repayment tenure
Hasmukh Growth Genius Consultant Loans should make loan repayment easy, and you can enjoy this comfort. It has an adjustable payback period. You are able to select a duration based on your ability to repay.
✘. Multi-purpose high loan amount with no restrictions on usage
You can access a loan amount of up to ₹30 Lakh. These funds can be used for multiple purposes such as covering medical expenses, renovating a home, financing higher education, etc.
✘. No hidden charges
There’s nothing hidden in our fine print, and all loan conditions are clearly presented. This loan has no additional charges and you only pay what has been transparently communicated to you.
✘. Zero foreclosure/pre-payment charges
We don’t charge foreclosure or prepayment fees. As a result, borrowers can lower their debt load by repaying their loans early without incurring any more fees.
Ways to Use Loan
With complete flexibility regarding its usage, a Loan can be used to address any expense. Some of the most common reasons for taking an Loan are as follows:
- Renovate a house- Whether you want to rebuild your kitchen, build a new balcony, or make any other home modification, you can apply for a Loan to cover the costs of these home renovation.
- Fund child’s higher education- Apply for a Loan to cover the cost of your child’s education.
- Pay medical bills- Medical emergencies can take a toll on your finances. Even if you have health insurance, it may not cover all medical expenses during emergency. You may need prompt financial assistance to pay off hefty medical bills and, in such instances, offers a quick medical emergency loan with flexible loan tenure.
- Host a wedding- As a result of rise in inflation, weddings have become more expensive. You can take out a Loan to cover these high-cost wedding expenses.
- Pay travel fees- If you’re planning a vacation in India or abroad, and you’re looking for ways to pay for it, a Loan for Travel is the right choice for you.
Responsible Lending
We are honest and open with our customers so they may make an informed decision. This is how we conduct totally responsible lending. The borrower receives all information up front, and there are no additional fees or charges.
We fully practice ethical recovery process, and our approach is based on compassion and tolerance. We use reasoning and persuasion to recover our dues without resorting to any high-handed measures.
- We never use customer SMS or call records to contact their contacts or to intimidate them
- When we feel the reasons for non-payment to be genuine we offer different solutions by which the problem can be resolved
- Customers are called only during the day, that too during working hours
Seamless and Quick service
Our main endeavour is to give you a smooth and excellent borrowing experience. No complicated procedures or application forms, most minimum documentation, no waiting for days for approval. What can be better than this?
We understand that immediate funds can be required for a variety of reasons such as:
- School fees getting delayed
- Credit card payment
- House rent payment
- It can be illness in the family
- EMI about to bounce
And this fund should be within your arms’ length – easily accessible. With our line of credit funds will always be available to you whenever you need them most.
Easy loan solutions for small agency, business and companies
Submit Required Document and Details for loan approval
Take our loans now and pay later when studies completed
Get small loans for more needs in 2 hours with less documents
Types of Loans in India
There are several types of loans available in India, and these options are mentioned below:
- Small Cash Loans in India: A payday loans is a short-term loan (unsecured in nature), and is disbursed within 2 to 4 hours of loan approval. You can apply for payday loans apply and get approval within minutes. The U.S.P of this loan is the hassle-free procedure. The financial institution or lender usually charges a higher rate of interest as the loan is advanced without demanding collateral. Such loan is mostly offered to salaried individuals only, wherein the EMI is to be paid on the pay-check date until repayment.
- Same Day Loans: These loans are granted the same day of loan application. This credit system is best to meet emergency cash needs and requires only minimal documentation with no credit check. People with poor credit history or a bad credit score could be eligible to get this type of loan in short time. However, the interest rates of same day loans are much higher than regular loans.
- Quick No Credit Check Loans: There are loans offered that require no credit check. These loans are mostly chosen by those with bad credit history. As soon as the documentation needed is verified, the money is disbursed to the borrower’s bank account. The interest rate charged however, is very high compared to other short tenure loans.
- Credit Card Loans: You can take loan on credit card. Most financial institutions offer instant loans on credit cards that too at an affordable interest rate. The loan meets approval quick with no or minimal documentation. However not everyone can avail loan on all types of credit cards. Thus, it is advisable to check on the credit card you possess and the loan facility provided on it before making a decision of choosing the credit card.
Advantages of Loans
Below mentioned are loan benefits.
- No Credit Check: As mentioned earlier, loans do not necessarily required the applicant to maintain a good credit score, since the loan can be disbursed without credit check.
- Speed of Approval and Disbursal: These loans are provided within 2 to 24 hours and at max 48 hours.
- Unsecured Credit Facility: loans are basically unsecured loans, wherein the financial institution or lender does not require a security or collateral.
- Online Application: You can apply for loans online on www.hasmukhgrowthgenius.in.
- Minimal Documentation: To avail these loans you need only minimal documentation such as identity and address proof and probably income proof. Thus, the approval and disbursal process is also quick.
- Self-employed Individuals Can Apply: A loan can be availed by self-employed individuals in many cases.
- Non-existing Customers Can Apply: Even if you are not an existing customer to the financial institution with which you apply for the loan, you can still get the loan.
Disadvantages of Loans
Below listed are the loan disadvantages.
- Higher Rates of Interest: The loans come with very high rate of interest. The rates are almost double of that applied on regular loans. Thus, these loans are considered expensive.
- Many Non-certified Lenders: As many people require urgent cash, there are more than just official banks, NBFCs or certified lenders offering the loan. You must beware of shady lenders who are not certified as it can be risky to borrow from them.
- Heavier EMIs: The loans are short term loans and are to be repaid in a few weeks to maximum 3 months. This means you have to pay heavier EMIs in limited time. If you are choosing a loan, look into the repayment tenure and associated conditions.
Features of Loans in India
Below mentioned are features of Loan, India.
- loans offered in India are different from that those offered worldwide.
- These loans are not typically termed as ‘loans’ but carry different names and have different approval time-frames.
- These loans however have simple documentation and lenient requirements.
The loans offered by the banks and financial institutions are different from the loans offered worldwide. There is no special kind of loans called loans in India but there are alternative loans with approval. These loans require have lenient requirements and simple documentation.
Tips to Choose the Best Loan
- If you want a higher loan amount, then you can opt for loan than credit card loans.
- Check and compare interest rate, tenure, loan amount offered by several banks and NBFCs in India at our website, before taking a decision.
- The right kind of loan depends on your requirements, thus it is important that you understand what your financial need is before applying for loan with a bank or NBFC.
HOW TO APPLY FOR A LOAN?
Some people think that a loan is a gift. However, it is not true. A loan is a money, property or other material goods given to another party in exchange for future repayment of the loan value amount, along with interest or other finance charges.
You can fill out the application form on the site and we’ll contact you within 1 hour. Once approved, you will receive the loan the next business days.
For a loan applications, go online:
- Apply for a loan online with all of the Complete information to get a quick approval.
- Loan applications submitted online are accepted in a few minutes.
- Find out if you qualify for a loan and fill out the necessary paperwork.
- After that, experts verify the submitted papers and loan application.
- The loan is sanctioned after approval, and you will receive the funds in your bank account within 24 hours.
Why Choose Us?
Provide the best loan services and our experience staff help you. Less document and fast approve process of passages.
Professional Team
We share all information with our customers so that they can take informed decision and avail the loan they need
Attractive interest rates
We offer a Loan at a low interest rate, ensuring that you save money by paying lower EMIs.
Easy To Apply
Simple application process and most minimum documentation. Sanctioning done within minutes of applying.
Transparent
We are transparent and all information is shared with the borrower and there are no hidden fees or charges
No Ambiquity
Adequate measures are taken to ensure that the customer understands the nature of the loan and there is no ambiguity.
We provide service all over india Specialy in following Cities:
Mumbai | Chennai | Kolkata | Hyderabad| Ahmedabad | Surat | Kanpur | Pune | Nagpur | Raipur | Jaipur | Lucknow | Indore | Srinagar | Varanasi | New Delhi